Question by Aristotle: PMI Question – Need Expert Advice?
Sick of paying PMI on my home, I was about to refinance. The appraisal came back better than expected. Of course the appraisal was in the name of the new lending company.
I called and asked if they could release the appraisal into my name. They said “yes” if I pay the cost plus it will say on the appraisal “for private use only”.
Could I then send that appraisal into my current mortgage company as proof that my home is valued enough to drop the PMI?
Or will my current company contact the appraiser and put a nix on everyhing?
By the way, my current lender has specified that I must get my own appraisal and pay for it myself. They are not forcing me to use a specific appraiser.
Best answer:
Answer by Carolinahomerates.com
no. your current lender will want to use their own appraisal.
and they will make you pay for it also.
you may get your own appraisal….but i’m sure they have the appraiser has to be approved through them.
i would ask them if they would recommend someone to be on the safe side
What do you think? Answer below!
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