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Jump up ^ 2006 “USPAP Online” Archived 2006-12-05 at the Wayback Machine., Appraisal Foundation While doing an appraisal several years ago, this appraiser examine a desk bought from one of the finest and best known antique shops in the world. The couple had paid $85,000 for a purportedly 17th Century boulle desk inlaid with tortoise shell and brass. It had a full provenance from a highly reputable and famous antique shop stating that it was 17th Century from the period of Louis XIV. In fact, the desk was a 19th Century reproduction only worth $30,000. Other appraisers were brought in to give second and third opinions and eventually the shop returned the $55,000 excess to the couple.
Landscaping When people think of appraisers they normally think of residential appraising. It’s natural because most people’s only experience with an appraiser is when they buy a home. The role of commercial real estate appraiser is not as well-known as it is for appraising residential properties, but they are built on the same principles. In the broadest terms, commercial appraisers estimate the value of different types of commercial properties including land, office buildings, industrial buildings, shopping centers, and hotels. Valuation of different types of commercial properties takes different levels of expertise. However, appraisers always complete a valuation using one of three types of analysis: the cost approach, the sales comparison approach, and the income approach.
City of Temecula Kansas City, Mo. $177,800 8.5% 0.0% Father’s Rights MARINA POINTE A few days ago a friend and I were laughing over the fact that most people, including mortgage industry professionals, wonder if underwriters really exist. I myself have had staff from various brokers offices (which I do visit from time to time) say to me, “We have heard about underwriters but have never really seen one.
WSJ.com Small Business Homes in foreclosure and houses that have reverted to the lender’s holding create various appraisal difficulties.
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Private Events Las Vegas, NV | 4 attorney answers The Workshop, Balancing REO Valuations in Today’s Real Estate Markets, will be held Tuesday, June 14, 3:30-5:00 PM. It will shed light on the vital role third party valuations play in REO sales, loan modifications, and short sales, and will explore how appraisers, valuation firms, agents and servicers can work together to set listing prices and negotiate short sales.
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Survey Respondents Impact Fees The appraisal was already 8 months old. With the real estate market changing almost on a daily basis, it would be wise to get a new appraisal and present this as the actual market value of the home, especially if the amount came in lower than $175,000.
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Your equity helps your lender determine your loan-to-value ratio (LTV), which is one of the factors your lender will consider when deciding whether or not to approve your application. It also helps your lender determine whether or not you’ll have to pay for private mortgage insurance (PMI). To avoid PMI, your LTV typically needs to be 80% or less, but PMI applies only to first liens so if your home equity line of credit is a second lien against your house, you shouldn’t have to worry about paying PMI.
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Repayment of this loan may be delayed several years or not occur at all until after a subsequent sale of the property.
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Real estate websites could easily say something along the lines of, “We estimate a 50% chance that this home would sell between $X and $Y.” Home buyers and sellers could then get an immediate, intuitive feel for how accurate an individual home value estimate is by how far apart $X and $Y are.
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