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Miami Tampa Jacksonville Orlando Hialeah Tel. (703)739-0800   bankruptcy assets Business Compliance Legislative Increased emphasis on the fundamentals of statistical analysis and the role that descriptive statistics plays in market analysis, highest and best use analysis, and the application of the three approaches to value
The appraisal industry is regulated differently in each state but all states require you to start your career as a trainee appraiser before becoming a licensed residential appraiser. In order to become a trainee, you need to complete and pass specific coursework giving you a solid foundation to become a real estate appraiser.

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For example, if you are requesting to keep the marital residence, and you are attributing value to the property based on a 2009 assessor’s value at $150,000, but a recent appraisal values the property at $140,000, you will owe your spouse $5,000 less in equity for the residence. Thus, the cost of an appraisal is often a worthwhile investment.
Fogarty & Finch, Inc. is a full service real estate appraisal and consulting firm that has served the Tampa Bay Region and Florida since 1924. Unlike most firms we provide appraisal services for all property types to include commercial, office, industrial, multi-family, land, special purpose properties and single family homes. We have earned an excellent and respected reputation by providing well documented opinions and advice in an objective and unbiased manner. We recognize the importance of deadlines and open lines of communication before, during and after the assignment is completed. As a client you will have comfort in knowing that we are committed to strict professional ethics and standards.
depends on the value of the house. inner city used the shorter 1 page, total has a generic bankruptcy valuation report. if there really is no equity in the house, i think you are allowed to have $20,000 worth of things that you can keep in a chapter 7, home equity counts, in a chapter 13 i don’t know what they count, and for what purpose. it’s a pretty simple appraisal. i would, however, be careful to be accurate with the value.
Major Changes in New Jersey’s Palimony Law REO assignments are easy if you know what your client wants and know how to really appraise a property. Too many appraisers want to do REO assignments like broker appraisals with underwriting conditions that do not fit REO appraisal assignments.
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Jacksonville, FL 32244 The problem: weaker-than-expected revenue growth, Facebook’s first such miss since 2015. It recorded sales of $13.23 billion for the three months ended in June, short of the $13.3 billion Wall Street anticipated.
VA App Store The Tennessean newspaper has been writing about this trend, echoing similar themes to what Home Value Forecast discussed in its post about economic displacement in San Francisco. And just like in the Bay Area, the same is true in Nashville where properties in former working class neighborhoods are being bought up and built out – pushing lower income workers farther away from the city. And with investors paying a premium for land near the city, they need to build a bigger and more luxurious home to make a profit, thus economic displacement.
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Interest Checking May 28, 2018  in  Real Estate While the addition of a pergola or extended roof seems worthwhile, sometimes the high price just doesn’t sit well. Fortunately, you can find great looking pre-fabricated pergolas that are less expensive but still able to boost home value.
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Hyundai Sonata YouTube The last element of the definition of fair market value carries the concept of reasonably informed one step further. Both parties are assumed to be knowledgeable, not only about the specific property, but also about the market for the relevant property. This fact adds a layer of time and expense or experience to the process of investigation by hypothetical buyers. Knowledge about the market for a property assumes an understanding of industry conditions as well as local, regional and/or national economic conditions.
How to Compensate Employees: Base Pay & Beyond The auctioneer must submit an itemized statement of the property sold, the name of each purchaser, and the price received for each item, lot, or for the property as a whole if sold in bulk. FRBP 6004(f). The trustee must ensure that the auctioneer’s report is promptly submitted upon completion of the auction. If the report has not been provided within thirty (30) days after the auction, the trustee should request a copy and ensure that it has been filed with the court and United States Trustee, or as otherwise provided by local rules and practices.
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Goldman Sachs Expects “Very, Very Tight” Oil Market Edit Existing Listing When you file for bankruptcy, you must provide the court with a total financial snapshot of your current income, debt and other obligations. While establishing values for most of these things is relatively easy, determining the current value of your home can be challenging. A bankruptcy appraisal is the best way to prove to the court that your value, as written in your bankruptcy documents, is accurate. The experience, credibility and industry reputation of the appraiser are critical to the bankruptcy judge in accepting or rejecting your home valuation as accurate.
Looking For? The Appraisal Institute (AI) defines REOs as properties that have been acquired by a lender for investment or through foreclosure. Commercial banks use the term “other real estate owned” (OREO) to classify real estate that was reclaimed through foreclosure of a mortgage loan and to differentiate these properties from REOs, which are typically corporate real estate assets. 
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Contributor submissions The income potential for a real estate appraiser is appealing. Additionally, many find the flexible schedule, respect from other professionals, and relative ease of becoming a professional real estate appraiser to be motivating factors. Both education and experience are required to reach your full potential, and finding a mentor who is willing to teach you the appraisal profession is an important part of the process. The potential for a rewarding, professional career that is well compensated is dependent on each individual’s desire, motivation and commitment.
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Español Sitemap Online Privacy There are several types of bankruptcy filings. Briefly, a Chapter 13 bankruptcy stipulates that the debtor prepare a repayment plan with creditors, and a Chapter 7 states that you are seeking total liquidation of all assets, including your home.
Do I have the legal right to void a home purchase contract if the appraisal comes back lower than the agreed selling price?
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Masonry It is important to recognize that all assets are considered part of the marital estate unless proven otherwise by a “preponderance of the evidence.” This places a significant burden on any person making a non-marital claim. It is essential that any and all documents including documents of title, receipts, or canceled checks that support your non-marital claims must be provided. Any failure to provide documentation may result in the division of the asset in the divorce.
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Ecommerce IN.gov Settings 157 Kings Highway REAL ESTATE Staff Profiles | Contact Us | Bookstore | Home Residential appraisers focus on appraising property in which people live, such as single family homes and condominiums, and appraise only those properties that house one to four families.
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Credit Score News & Events For additional information, please call Diane Bozich, Real Estate Specialist at 727-893-7185, diane.bozich@stpete.org or Aaron Fisch, Real Estate Specialist at 727-893-7186, aaron.fisch@stpete.org.
Investing Step 6 – Court Decree The Bureau of Labor Statistics expects appraisal and assessment positions to increase by five percent nationwide in the ten-year period ending in 2018. As long as property taxes are collected and people continue to buy, sell, and own houses, there will always be a need for professionals who work as appraisers and assessors. Moreover, the real estate market is cyclical. When the market eventually enters its next upward swing, demand for appraisers and assessors will rise as well.
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ISLAND IN THE SUN By Jim Thomas General Inquiries Approval #: C02137 Repayment of this loan may be delayed several years or not occur at all until after a subsequent sale of the property.
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The subject property is in poor condition. But, for the purpose of the sales comparison approach I’m going to assume the property is in average condition. Meaning I won’t adjust comparables in average condition (down) and in fact I may adjust inferior comps (up). I intend to value the property subject to completion in the sales comparison and reconciliation sections. Is this the correct approach in dealing with REO’s in the 1004 form? (FYI, the home is owner occupied)
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CERTIFICANT DIRECTORY Find answers to the top questions that arise when appraising owner-occupied commercial properties How Far Overpriced Is Too Far?
Indoor / Outdoor – An appraiser has the opportunity to spend time out of the office during the beautiful sun filled days and work in the office when the weather is less appealing.
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(727) 517-3400 | 12651 Walsingham Rd, Largo, FL 33774-3627 Choosing an appraiser is not always easy. Simply choosing a name from a bank or accepting the recommendation of someone can be dangerous. Even if the appraiser is good as a valuer, there are other important considerations, such as the availability of litigation support from the appraisal firm, the understanding of value concepts, having an adequate staff, and the ability of the chosen firm to perform a good audit with good descriptions of the assets.
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Appraiser St Petersburg Florida

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Hello to everybody and sorry for the mix-up of last week’s blog, I missed the deadline because my mind was still on a holiday mode. Well this will be the final blog for this series on Mortgage Fraud and Red Flags.
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Top South Carolina Lawyers The sales comparison approach (comparing a property’s characteristics with those of comparable properties that have recently sold in similar transactions).
I can appreciate your financial situation. Many of us have been there or are close to being there, and certainly we all know someone who has been there.
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× Hello All – Last week I covered the basic guidelines for the HECMs (Home Equity Conversion Mortgage). As outlined the guidelines are very basic since there is no credit qualifying; and could make an excellent source of additional income for seniors on fixed income. However, there are many questions that seniors as well as their heirs need answered before deciding to commit to the HECM.
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The whole point of having an appraisal done is to provide an equitable distribution or settlement-one that is fair, impartial, and unbiased.  Having the right appraiser will instill trust in the process and credibility in the final outcome.
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Valuation Services Inc RELATED FAQS For example, single apartment buildings of a given quality tend to sell at a particular price per apartment. In many of those cases, the sales comparison approach may be more applicable. On the other hand, a multiple-building apartment complex would usually be valued by the income approach, as that would follow how most buyers would value it. As another example, single-family houses are most commonly valued with the greatest weighting to the sales comparison approach. However, if a single-family dwelling is in a neighborhood where all or most of the dwellings are rental units, then some variant of the income approach may be more useful. So the choice of valuation method can change depending upon the circumstances, even if the property being valued does not change much.
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This free mortgage training video discusses definition of IRA & 401(k) Income, required documentation, additional requirement, effective income calculation and more. Ideal for loan processors, officers and underwriters.
Check Your Phone 5.1 International Other than child custody, one of the most hotly contested issues in a divorce is often disposition of the marital home. In addition to your emotional investment in the property, you and your spouse have probably spent years paying for it. You must make a choice between selling it, or deciding that one of you will keep it. A fluctuating real estate market can make the decision even more difficult.
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Market-Based Instrument On the appraisal the sales type of each comp is listed. The appraiser listed an REO sale as an arms length transaction. She is required to list it as an REO sale even if it was an arms length transaction. The house sold for about $30,000 less than the 6 homes in the same development that were arms length transactions. Even if she refused to make an adjustment since foreclosures sell at a lower price than non foreclosures, she still has to list that it was a REO sale.
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